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Choose Excel. Ensure Growth
Business Funding, Done Right.
Excel Capital provides fast, flexible business loans from £5,000 to £1,000,000 — with decisions in hours, not weeks.
Same day decisions
Up to £1,000,000 in funding
Tailored funding solutions
Cash flow-friendly repayments
Cash flow-friendly repayments
3hrs
Fast approval time
£1m
Maximum funding available
Same Day
Funding deployment
Days
Minimum repayment timeline
Trusted by UK Businesses
4.8/5
Average Customer Rating
2,400+
Loans Funded To-Date
£185m+
Total Capital Deployed
3hrs
Fast approval time
£1m
Maximum funding available
Same Day
Funding deployment
Days
Minimum repayment timeline
BENEFITS
Funding Beyond What Banks Offer
Many UK businesses are declined by traditional lenders or left waiting weeks for a response. We do things differently. Access £5k–£1m in flexible working capital, with approvals and funding often completed within a single business day.
Funding Based on Performance, Not Personal Credit
Traditional lenders focus on your credit file. We focus on your business. By assessing revenue, cash flow, and trading activity, we make faster, more balanced decisions — so your personal credit history doesn’t hold your business back.
SOLUTIONS
Designed Around How You Run Your Business
Whether you're covering short-term gaps, investing in growth, or keeping day-to-day operations moving, we offer funding solutions built to support you.
Tailored. Transparent. Trusted.
Solutions backed by real people, real experience, real results.
Fast Decisions
Get a decision in as little as 3 hours.
Flexible Terms
Repayment options that work for you.
Trusted by Businesses
Helping UK businesses grow since day one.
No Hidden Fees
Transparent pricing with no surprises.
PROCESS
From Application to Funded in as Little
as 3 Hours
No meetings. No queues. No unnecessary complexity. Just a fast, straightforward process built for business owners who need capital today — not weeks from now.
01
Application
Complete a quick online form — no paperwork, branch visits, or hard credit checks. We focus on your business, not your personal history.
02
Assessment
We assess your revenue, cash flow, and trading activity to deliver a fast, fair decision — often the same day.
03
Funding
Accept your offer and receive funds directly into your account, often within hours. No delays, no chasing paperwork.
PROCESS
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Funding Built Around Real Businesses
You don't need perfect credit, property as collateral, or years of financials to qualify. If your business is generating revenue and has been trading for at least a year, you could be eligbile.
We focus on what matters most — your business performance. That means faster approvals, flexible terms, and funding solutions designed to help you move forward with confidence.
12+
Months in business
$25k+
Monthly revenue
$1m
Funding available
Restaurant & Hospitality
London, UK
£155,000
Approved
E-commerce & Retail
Manchester, UK
£110,000
Approved
Manufacturing
Birmingham, UK
£310,000
Approved
Healthcare
Leeds, UK
£75,000
Approved
Construction
Bristol, UK
£220,000
Approved
Hospitality & Leisure
Glasgow, UK
£120,000
Approved
RECENT FUNDING APPROVALS
Common Questions
FAQ
Get
in Touch
TESTIMONIALS
What our clients are saying
This is the space to share a review from one of the business's clients or customers.
Leah Yurfset
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Roy Gold
This is the space to share a review from one of the business's clients or customers.
Nela Yliuay